Why You Can T Buy Health Insurance Anytime You Want
But with most types of health insurance, you can’t buy a policy whenever you want. This is true whether you’re trying to buy a health plan on the Affordable Care Act health insurance exchange in your state (or directly through the insurer, outside the exchange), enroll in the plan your employer offers, or even sign up for Medicare. Health plans limit enrollment to the open enrollment period in order to discourage adverse selection....